Indian Money Review on Digital Payment in India - CS Sudheer



Digital payments are those payments which are done through digital modes. Through digital payments, you can send and receive money easily. It is also known as electronic payment. In India, digital payments had increased rapidly after demonetization. Many people prefer digital payments rather than using cash all the time. In this article, Indian Money Dot com review will review the various digital payments in India.
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Indian Money Review on Digital Payment in India
Debit and credit card
Debit and credit cards are the most commonly used digital payments in India. People prefer paying through cards in most places like restaurants, shopping malls, supermarkets and so on. Cards are issued by the bank to account holders. People prefer paying via debit or credit cards because of the ease and convenience, when compared to cash. Debit and credit cards are accepted at almost all places.
Mobile banking and net banking
With the help of mobile banking and net banking, you can transfer money from one bank account to another, quite easily. This facility is available all days of the week and even on Sundays. Through this method, you can transfer a large amount of money, without any risk.
Unified Payments Interface (UPI)
Unified Payments Interface or UPI is a payment method, just like cheque, debit card or a mobile wallet. UPI was launched by National Payments Corporation of India (NPCI). It helps you transfer money from one bank account to another, with the help of a Smartphone. You can use UPI to send and receive money, if mobile number is registered with the bank. Under UPI, there are no hassles of typing bank account numbers and IFSC to transfer money.
Advantages of digital payments:
1. Digital payments are easy and convenient. There is no need to carry cash with you all the time.
2. With the help of digital payments, you can pay anywhere anytime.
3. Digital payments are less risky if used carefully.
4. Digital payments help keep track of each and every transaction
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